Registered office address: Town Mills, Rue Du Pre, St Peter Port, Guernsey GY1 6HS, United Kingdom Net worth: 13,854,000 (according to UK Global Database 2018 report) Size (employees): 600+ Global locations: Gibraltar, Guernsey, Manchester, Sussex Underwriting expertise: auto insurance, underwriting, technology, finance, sales and legal services Key People: CEO: Michael Lee 1st Central Legal As with the Premier policy, but with £500 cover for legal actions, plus motor vehicle prosecution defence cover of up to £100,000 and access to £10,000 for legal representation if the insured vehicle is seized by the police or other 1st Central Premier authority In addition, coverage for personal accidents and property, as well as windshield and legal fees insurance and other uninsured losses, is included. First Central Insurance Management Limited (better known as 1ST CENTRAL) is our auto insurance broker; act as an intermediary and policy administrator between the insurer and clients. 1ST CENTRAL is a trade name used by First Central Insurance Management Limited, which is authorised and regulated by the Financial Conduct Authority (company reference number: 483296). Registered in England and Wales (number: 6489797) at Capital House, 1-5 Perrymount Road, Haywards Heath, West Sussex, RH16 3SY. First Central Insurance Management Limited is a wholly owned subsidiary of First Central Group Limited. www.1stcentralinsurance.com First Central Insurance & Technology Group is an insurance and technology company that provides auto insurance, underwriting, technology, finance, sales and legal services. Brands include First Central Group Limited, First Central Services (Guernsey) Limited, First Central Services (UK) Limited, Skyfire Insurance Company Limited, Skyfire Reinsurance Company Limited, Skyfire Property Holdings PCC Limited, Skyfire Property Company Limited, First Central Insurance Management Limited and 1st Central Law Limited. Our 1ST CENTRAL Law brand provides personal injury legal services to 1ST CENTRAL`s clients injured in a traffic accident that was not their fault. The team assists clients by arranging each treatment to support their recovery and ensures that appropriate compensation is received for injuries and losses.
Our mission is to ensure that everyone has access to quality advice and representation in these circumstances. 1ST CENTRAL Law Limited is a joint venture between First Central Insurance Management Limited and Horwich Cohen Coghlan Limited, a Manchester-based law firm. 1ST CENTRAL Law Limited is registered in England and Wales (number: 7799152) at Castlefield House, Liverpool Road, Manchester, England, M3 4SB and authorised by the Solicitors Regulation Authority (SRA number 605219). www.1stcentrallaw.com 1. Central value A standard policy that covers the cost of repairing or replacing the car, spare parts and accessories, legal protection if the policyholder is legally responsible for the death or injury of another person, a replacement car, spare keys and locks Before joining First Central, Lee was Managing Director and member of the management team at Hastings Insurance Group. where he was responsible for the claims, underwriting, anti-fraud and reinsurance functions. Under his leadership, the firm entered into a private equity deal with Goldman Sachs in 2013. Our underwriting team is made up of smart people who constantly monitor the market to make sure you`re getting the best possible price for your auto insurance. We are also passionate about fraud, through the use of the latest technology, we are committed to reducing risk and fighting fraud, which helps keep our premiums lower. We are a hard-working and enthusiastic group of experts here at 1ST CENTRAL, with a diverse and inclusive culture working across multiple locations – Guernsey, Gibraltar, Sussex and Manchester. We are happy that colleagues from 24 different nationalities are working here. Individual accident cover of up to £5,000 is available if the policyholder is killed, suffers permanent loss of vision or the total loss of one or more limbs as a result of a collision with their car.
You don`t have to rely solely on our word. We have been recognised for our achievements and have received awards such as Insurance Provider of the Year at the MoneyAge Insurance Awards for five consecutive years. We are also proud to have received the prestigious ServiceMark award from the Institute of Customer Service. Insurance companies have lost their specialization and therefore have to take out insurance policies in a different way. In just over a decade, 1st Central has grown to the point where it has over half a million customers and enjoys the highest ratings from independent financial analysts for its customer service and policies. Third parties, fire and theft This cover only protects against claims from other parties, as well as losses due to fire and theft or attempted theft Next accounts created before 31 December 2022 and due before 30 September 2023 Cover up to £250 for loss of or damage to personal effects caused by an accident, fire or theft. Home emergency driver protection and protection is available for policyholders opting for the second tier, while additional European coverage is only available at the highest tier. In the summer of 2020, 1st Central announced that it will use Shift Technology`s Force fraud detection solution to identify suspicious behavior in insurers` claims and claims processes.